I spend a few minutes on the phone going over your car situation, wants, needs, budget etc. It’s a quick and friendly conversation to establish if I can help you. My consultation is always free.

I will quote you 1-3 cars that match your specs. Unlike a dealer my quotes are simple and easy to understand.

My quotes are always free and include all fees and taxes.

Once agreed upon we submit a credit application to the dealer. Once the bank approves the dealer will deliver your car directly to your home or office.

That’s right, you never go to a dealership.

My fee is already included in the quotes, you don’t pay anything above what you were quoted.

Some clients will not consider other brands, typically this will cost them money. Always keep an open mind to different brands.

Clients use apps and credit card companies to track their credit score, unfortunately none of these are very accurate. Typically your “car score” is much lower than the apps. Disclosing any potential credit issues up front will save time and money. Some brands are exceptionally difficult with credit while others are easy.

Leases are complicated, they are calculated using residual value, incentives, money factor, dealer discount, MSRP etc.

If you have 5 cars all with the same MSRP you’ll have 5 different lease quotes. The secret sauce is knowing which out of those 5 is the best value, that’s where I come in.

No such thing as a honest car ad. Even us brokers can’t decipher them, we completely ignore them and so should you. These ads are simply lead generation for dealers, the entire point is to lure you into the dealership where that ad deal isn’t available.

Clients often fall in love with one particular car, even when presented with much better options some clients allow emotion to trump prudent financial sense. If you go into a car deal with a singular focus on one particular car you’ll often miss out on better deals.

There is a time and place to finance a new car. Clients often don’t understand to come out ahead financially you’ll need to own that car for 6+ years depending on the deal. If you swap your cars out typically before 6 years then leasing is always the better choice. Leasing also provides risk free ownership, any breakdowns or accidents won’t affect you.

The vast majority of luxury car buyers opt for the base model. These base models typically are missing options that non luxury cars come standard with. Every brand hides popular options in higher trim packages.

Even if you don’t need a 3 row crossover, often times the 3 row is the same price as the 2 row. Keep the 3rd row seats folded down if you don’t need them.

Dealers advertise cheap payments but if you read the fine print you’ll owe thousands of dollars at signing. It’s a psychological trick to lure you into a dealership. There is no reason to put down thousands of dollars at signing.

Car are priced regionally. The vast majority of my dealers are hours away from the client, this saves them the most money. Shipping is always included and contracts are done either E Sign or Fedex. This system allows small market dealers to sell into large cities hours away.

A lot of clients don’t need a new car, we’ll go over your situation to determine if you should wait.

Selling a perfectly good car to swap to a hybrid or an EV almost universally never makes financial sense.

90% of clients never actual drive the car prior to picking one out. You can always visit a local dealer to test drive one however youtube has so many great car reviews it should be your first stop.

Not sure if your baby/infant seats will fit? 90% of cars are tested with baby seats on youtube or you can bring your seats down to a local dealer to test fit them and don’t forget the stroller.

Factory installed tvs are a waste of money, buy cheap tablets and a mount for less than $100.

Factory navigation is a dying technology, you don’t need it nor satellite radio, you use your phone via Apple Car Play or Android Auto.